we UNIVERSAL AUTOS rendering services in procurement of CSD cars or cars through CSD ( Canteen Stores Department, India ) for defence personals (Army, Navy & Air force). We provide complete services from booking of cars through CSD to registration of CSD cars. Our Services: •Booking of car at dealer in the state where cheapest CSD rates are available. •Financing: Loan through Kotak Mahindra Bank. •Insurance. •processing of documents in various CSD depots. •Transportation & Delivery of CSD cars all across the country. •We make all arrangement in Punjab to facilitate the officer to do CSD formalities and arrange car/colors of his choice from the dealers concerned. Eligibility to Buy a Car Through CSD: •All serving commissioned officers of Army, Navy, Air force, Coast guards and Border Road Organizations. •All retired and released short service commission officers of Army, Navy & Air force those who have completed minimum 5 years of service from the date of commissioned and availing all other CSD facilities. •Widows of officers those who are availing all other CSD facilities. •PBOR ( Personal Below Officers Rank ) those who have completed 15 years of decorated services of Army, Navy & Air force. ( They are authorized for cars below 1300 CC. ) •All retired PBOR ( Personal Below Officers Rank ) those who have completed 15 years of decorated services of Army, Navy & Air force. ( They are authorized for cars below 1300 CC. ) •Class 1 officers of Ministry of Defence. ( They are authorized in selective depots with certain terms and conditions.